Think of Us as Your Family CFO

When it comes to financial management, you're the CEO. You're the boss. You establish the goals and the investment philosophy.

Then, working for you, we serve as your family's CFO - overseeing your portfolio of assets (investments, insurance, real estate, trusts).

We think it makes sense to have someone working for you who understands how all the pieces of your financial picture fit together, with the expertise to help you best reach your goals for the accumulation, preservation and distribution of wealth.

Not sure if you need a Family CFO? Ask yourself a few "reality check" questions:
  • Is your tax planner in the dark about your investment planner's strategy?
  • How many different relationships do you have to manage? Does anyone on your wealth management team see the whole picture?
  • Does your insurance complement the rest of your financial portfolio?
  • How well does your investment strategy coordinate with your estate plan?
  • Is your estate plan coordinated to preserve and distribute wealth efficiently, according to your wishes?

Our Services Include:
  • Wealth Management
  • Estate and Financial Planning
  • Divorce, Widow and Long-Term Illness Strategies
  • Retirement Planning
  • Wealth Transfer Strategies
  • Investment Counseling
  • Strategic Asset Allocation
  • Portfolio Rebalancing
  • Consolidated Reporting
  • Risk Management
  • Education Funding
  • Insurance Counseling
  • Tax Planning

We offer a full range of services, including:

Financial Planning
Financial planning services are included as part of our investment advisory process. Through these services, we will work with you to set your personal and financial goals; evaluate all of your relevant financial information (assets, liabilities, cash flow, current insurance coverage and investments); develop recommendations based on your situation and goals; implement the plan; and monitor the progress of the plan.

    Asset Management
    We provide continuous investment advice and make investment decisions on your behalf, based on your individual needs, objectives and tolerance for risk.

Brokerage Accounts
Instead of holding your invested assets, we rely on third-party custodians (such as Charles Schwab or mutual fund families). In this way, we can invest your funds with the custodians you select based on your plan and goals, relying on a variety of investment products, including:

  • Investments in stocks, bonds, mutual funds, ETFs, and managed futures
  • Seperately Managed Accounts
  • Insurance products, No Load Annuities
  • Profit-Sharing and pension plans
  • IRAs (Roth and simple) and SEP retirement plans
  • Educational accounts / 529 plans

While we monitor the performance of these accounts daily and make recommendations and/or transactions based on your plan, you have immediate access to your accounts at all times.

Outside Accounts
We can serve as your investment adviser even for outside accounts managed and maintained by someone other than us (such as 401k accounts through an employer or trust accounts). We can monitor the performance of these investments through daily electronic downloads, report to you on their progress, and recommend adjustments as needed to your investment strategy.

Estate Planning

Insurance Policy Evaluations and Consultation

Accounting and Tax-Planning (through Goldstein Sacks, LLC)

Trustee Services (through G&S Trust)